Colombia The fastest-growing digital country in Latin America
Offer customized solutions for Colombia.
A market of connectivity and innovation
Colombia is advancing in Open Banking, adopting instant payment methods, and opening companies and businesses.
US$ 14,68 Bi
value of e-commerce market
in Colombia in 2025
88 %
of adults
shop online
87 %
of online purchases in 2024
were via mobile devices
Sell in Colombia the smarter, faster way
Local support 24/7
Talk directly with our team anytimeSecurity
Transactions protected with SSL, encryption, and real-time fraud checksBoost your conversion rate
Smart routing helps your users pay faster and without friction
Discover Colombia's payment methods
PSE: Secure Online Payments
PSE is Colombia's leading online payment method: fast, secure, and widely trusted.
Receive instant payment confirmation directly from the bank.
Accept payments from any Colombian bank: no card required.
The 'PSE button' has become a seal of security for Colombians and significantly reduces cart abandonment rates in e-commerce.
Available at major Colombian banks
Bank Transfer: Reliable payments for your business
Traditional transfers, simplified
Allows your company to receive payments via transfers from other banks, without the need for a credit card.
Operates throughout Colombia, Guatemala, Panama, and El Salvador.
Bancolombia users receive discounts on various products, making the method highly popular and in high demand.
Available at major Colombian banks
Nequi: Colombia’s Leading Digital Wallet
Instant, secure, and mobile-friendly payments
A 100% digital financial app that lets users pay, save, and manage money with ease.
Over 18 million users across Colombia the most popular digital wallet in the country.
Accept payments instantly via QR code, bank transfer, or wallet-to-wallet.
Ideal for mobile-first customers and eCommerce platforms.
Nequi requires biometric authentication at several stages of use, making this method a prime example of security in a mobile-first environment.
It features a recurring payment option and is widely used for monthly subscription service payments.
Cash Payments: Easy and Accessible Across Colombia
Pay in cash, anywhere, anytime
Accept cash payments instantly through Efecty, Colombia’s largest cash network.
Available in over 9,000 service points nationwide — from major cities to rural areas.
Payments are processed in Colombian pesos (COP) with instant confirmation.
Ideal for users without a bank account or credit card.
There are currently over 10,000 Efecty service points spread across 1,027 municipalities in Colombia, consolidating a massive presence throughout the country.
The process for cash payments via Efecty has been modernized and now features real-time payment confirmations.
Bre-b: Colombia's New Instant Payment Ecosystem
Colombia's new centralized and instant payment ecosystem.
Make transfers and payments between different banks and institutions 24/7.
Transactions are conducted using unique keys for each bank account or digital wallet.
Eliminates payment friction by prioritizing speed of use with a 'Mobile First' strategy and the use of QR codes with keys.
It is a major step toward financial inclusion for the 82% of Colombians who do not own a credit card.
Offer local payment methods and increase your conversion rate in Colombia
Explore the Brazilian market
From PIX to Boleto, we cover all territories of Brazil and offer the most used payment methods by Brazilians.
What does SmartFastPay do? 
SmartFastPay Technology and Services is a Brazilian company that offers local payment methods for national or international websites. We process payments in local currency or market-specific solutions. To use our services, you must be registered on the partner Sites to whom we offer the services.
As SmartFastPay is a payment and technology company, we do not have the autonomy to cancel and/or decide any internal processes of our partners. Therefore, all information about delivery, tracking, refunds, and other details of your purchase should be requested directly from your shopping site.
How long does it take to confirm my payment?
The payment processing time may vary according to the payment method used.
We do not have autonomy over the processing time since we depend on the settlement/confirmation of the bank. When we receive the payment confirmation from the bank, the transaction is automatically approved, and the credit is sent to the purchase site.
If the indicated processing time has exceeded the expected period, we ask that you contact the purchase site sending the payment voucher.
- PIX: Instantaneous or up to 11 minutes
- Traditional Boleto: Between 24h to 72h
- Credit Card: Instantaneous
- Debit Card: Instantaneous
- TED Bank Transfer: If made within business hours, TED transfers can take up to 2 hours to be identified by the receiving bank and compensated in your contact's account. However, if transfers are made outside business hours or on weekends, they will be scheduled for the next business day.
- DOC Bank Transfer: an option for transfers from one bank to another, when performed until 9:59 PM on a business day, the operation is compensated on the next business day. After this time and on weekends and holidays, the credit only occurs on the second business day.