Argentina The digital renaissance
Get customized payment solutions for Argentina
The digital renaissance
Argentina's e-commerce market is one of the most resilient in the world, having evolved through economic shifts to become a highly sophisticated, mobile-first ecosystem.
90,6 %
internet penetration
126 %
Growth: Mercado Libre
performance
US$ 25,7 Bn
e-commerce market
projected for 2026
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Discover Argentina's payment methods
Mercado Pago: Argentina's #1 Payment Platform
Mercado Pago is a financial institution that provides bank transfers in Argentina.
It is responsible for approximately 45% to 46% of all e-commerce payment volume in the country.
Transferring money via Mercado Pago is a "Push Payment." Once the user authorizes the transfer from their balance, it is final and non-reversible.
Under the "Transferencias 3.0" initiative, Mercado Pago QRs are fully interoperable. Any user from any bank (like MODO or Ualá) can scan a Mercado Pago QR to pay.
Digital Wallets: Pay Smarter in Argentina
Argentines use wallets not only for payments, but as an "inflation shield", since most of them automatically invest the user's balance in money market funds.
Unlike credit cards, wallet-to-wallet or QR transfers settle in real-time or near-real-time.
Naranja digital wallet gives you the volume of the traditional middle-class, as it allows customers to pay in 3 interest-free installments, while the merchant receives the full payment in a single settlement.
Lemon Cash wallet gives you the loyalty of the modern digital worker, as it allows crypto-native users to pay with stablecoins ($USDT/$USDC).
Offer local payment methods and increase your conversion rate in Argentina
Explore the Peruvian market
We know the Peruvian preference for cash payments and we have solutions that ensure ease, security, and real-time settlement.
What does SmartFastPay do? 
SmartFastPay Technology and Services is a Brazilian company that offers local payment methods for national or international websites. We process payments in local currency or market-specific solutions. To use our services, you must be registered on the partner Sites to whom we offer the services.
As SmartFastPay is a payment and technology company, we do not have the autonomy to cancel and/or decide any internal processes of our partners. Therefore, all information about delivery, tracking, refunds, and other details of your purchase should be requested directly from your shopping site.
How long does it take to confirm my payment?
The payment processing time may vary according to the payment method used.
We do not have autonomy over the processing time since we depend on the settlement/confirmation of the bank. When we receive the payment confirmation from the bank, the transaction is automatically approved, and the credit is sent to the purchase site.
If the indicated processing time has exceeded the expected period, we ask that you contact the purchase site sending the payment voucher.
- PIX: Instantaneous or up to 11 minutes
- Traditional Boleto: Between 24h to 72h
- Credit Card: Instantaneous
- Debit Card: Instantaneous
- TED Bank Transfer: If made within business hours, TED transfers can take up to 2 hours to be identified by the receiving bank and compensated in your contact's account. However, if transfers are made outside business hours or on weekends, they will be scheduled for the next business day.
- DOC Bank Transfer: an option for transfers from one bank to another, when performed until 9:59 PM on a business day, the operation is compensated on the next business day. After this time and on weekends and holidays, the credit only occurs on the second business day.