Costa Rica The Silicon Valley of LatAm
Get customized payment solutions for Costa Rica
The 'Safe Haven' of digital business in LatAm.
Costa Rica is a unique gem in the region because its value proposition isn't based on raw population size, but on high-value consumers, political stability, and a world-class digital payment infrastructure.
$ 4,8 Bi
E-commerce
market size
# 1
#1 LatAm country in
digital literacy
82 %
Bank account
ownership
Selling in Costa Rica is easier with Smart
Local support 24/7
Talk directly with our team anytimeSecurity
Transactions protected with SSL, encryption, and real-time fraud checksBoost your conversion rate
Smart routing helps your users pay faster and without friction
Discover Costa Rica's payment methods
The language of high-ticket reliability.
Unlike mobile apps, traditional transfers allow for the largest transactional volumes.
Like all "push" payments, bank transfers are irrevocable, protecting your treasury from fraudulent reversals.
Transfers can be settled in USD or Colones without high conversion fees.
With nearly the entire adult population having an account, you capture almost 100% of the potential market.
The paying method that has effectively de-cashed the Costa Rican economy.
A public infrastructure operated by the Central Bank of Costa Rica that has turned the country into a global leader in fast payments.
Customers pay using just a phone number linked to their IBAN, reducing checkout friction to nearly zero.
By 2026, over 84% of the banked population uses SINPE.
In Costa Rica, "hacer un SINPE" (doing a SINPE) is a daily verb. If you don't offer it, you are ignoring local habits.
Offer local payment methods and increase your conversion rate in Costa Rica
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What does SmartFastPay do? 
SmartFastPay Technology and Services is a Brazilian company that offers local payment methods for national or international websites. We process payments in local currency or market-specific solutions. To use our services, you must be registered on the partner Sites to whom we offer the services.
As SmartFastPay is a payment and technology company, we do not have the autonomy to cancel and/or decide any internal processes of our partners. Therefore, all information about delivery, tracking, refunds, and other details of your purchase should be requested directly from your shopping site.
How long does it take to confirm my payment?
The payment processing time may vary according to the payment method used.
We do not have autonomy over the processing time since we depend on the settlement/confirmation of the bank. When we receive the payment confirmation from the bank, the transaction is automatically approved, and the credit is sent to the purchase site.
If the indicated processing time has exceeded the expected period, we ask that you contact the purchase site sending the payment voucher.
- PIX: Instantaneous or up to 11 minutes
- Traditional Boleto: Between 24h to 72h
- Credit Card: Instantaneous
- Debit Card: Instantaneous
- TED Bank Transfer: If made within business hours, TED transfers can take up to 2 hours to be identified by the receiving bank and compensated in your contact's account. However, if transfers are made outside business hours or on weekends, they will be scheduled for the next business day.
- DOC Bank Transfer: an option for transfers from one bank to another, when performed until 9:59 PM on a business day, the operation is compensated on the next business day. After this time and on weekends and holidays, the credit only occurs on the second business day.